FINANCIAL & leGAL
We are unable to provide financial or legal advice, however, here are a number of links that we hope you will find helpful.
To access the website, to learn more about these Programs, Resources, and Services, click on the heading above the description.
This forum maintained by the Government of Canada offers some great resources for seniors. Includes information on caregiving, aging in place, financial matters and much much more.
Nova Scotia Dept. of Seniors
This governmental site offers an overview of the Department of Seniors and provides a wealth of information concerning seniors' issues. Information includes up to date news on issues and new initiatives, and also offers useful publications.
This site provides a list of federal and provincial benefits that are available, subject to eligibility, to seniors in Nova Scotia.
Affordable Access Program allows qualified individuals to apply for municipal subsidized programs:
Low Income Transit Pass
Property Tax Exemption & Deferral
Property Tax Rebate for Seniors
This program is designed to help eligible seniors remain in their homes by providing them with an annual rebate on their municipal property taxes. The program provides eligible homeowners with a 50% rebate of the actual residential municipal property taxes paid the previous year, up to a maximum of $800.00 per year. For more information, contact Service NS at 902-424-5200 within Metro or toll free 1-800-670-4357.
Heating Assistance Rebate Program (HARP)
The program helps with the cost of home heating for low-income Nova Scotians who pay for their own heat. Rebates range from $100 to $200. You can apply between October 16, 2017 and March 31, 2018. Call for more details on: 902-424-5200 or
Toll-free at 1-800-670-4357.
Good Neighbour Energy Fund
Are you in an emergency heating situation? The program runs annually from January 15 through April 30. Households can reapply for the program every 24 months.
Canada Revenue Agency Volunteer Tax Preparation Clinics
These clinics are generally offered between February and April each year at various locations. Trained volunteers are available to help seniors fill out income tax forms.
Canadian Retirement Income Calculator
The Canadian Retirement Income Calculator will provide you with retirement income information, including the Old Age Security (OAS) pension and Canada Pension Plan (CPP) retirement benefits.
Senior Discount Guide
General information on discounts offered by retail stores, transportation, banks, hotels, restaurants, and entertainment.
Credit Counselling Services of Atlantic Canada can help you become debt-free and feel relief by providing you with financial education and services. They offer help with credit card debt, debt management, and debt consolidation plans.
General internet and smartphone safety tips.
Canadian Anti-Fraud Centre
Telemarketing and internet fraud is an increasing problem amongst seniors. This site offers assistance and advice to people targeted by fraud, including tips on how to avoid and stop fraud.
Get Cyber Safe
This site provides information on numerous cyber security risks including information on types of scams & fraud to watch out for.
Planning for the future is important. You should think about who you want to make decisions for you if you are not capable (temporarily or permanently) to make them yourself. This provincial site provides useful information and forms.
Wish to leave a legacy?
The Dalhousie Human Body Donation Program is a way to assist health professional students to build the knowledge they need in their future careers.
Organ and tissue donation programs are critical for helping to save lives. If you’re interested in becoming an organ and tissue donor, please contact Legacy of Life
The Legal Information Society of Nova Scotia (LISNS)
Provide information, online & by phone, on family law, estate planning and wills. They also offer a Lawyer Referral Service.
Additionally LISNS have a very useful online resource called “It's In Your Hands: Legal Information for Seniors and their Families” which is accessible via the following link. http://www.legalinfo.org/seniors/
Dalhousie Legal Aid
Dalhousie Law School provides legal aid services for people who wouldn’t otherwise be able to get legal advice. This site provides information about their services, and offers ‘Know your Rights’ guides to tenants, and people on income assistance.
Adult Protection Services
The Adult Protection Act protects adults who are at risk of abuse and neglect, and who do not understand or appreciate that risk. Contact 211 or Continuing Care at 1- 800- 225- 7225 to report confidentially. Call 911 for emergencies or situations requiring the police. The Act does not cover financial abuse, you should call your local police, or the toll free Seniors Abuse Line at 1-877-833-3377.
AARP (American Association of Retired Persons)
An excellent web site that provides comprehensive information and resources on a large variety of topics affecting older persons. This influential American organization offers membership to Canadians. Various publications and extensive services are available.
CARP (Canadian Association of Retired Persons)
This site is for seniors who want to find out more about issues that affect them. Offers general info, tips on health, retirement and more!
Office of the Ombudsman
The office provides, free of charge, an independent review of concerns/complaints about provincial or municipal government services.